Flexible business funding solutions to help you write the next chapter of your growth. Simply fill in your details and we'll be in touch.
Copyright © 2020 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.
How it works
How to get a flexible line of credit from Banjo
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Apply online
Get approved
Receive your funds
Complete the online application in under 10 minutes.
We review and approve an application in a couple of hours.
Funds can be transferred directly to your account in as little as 24 hours (maximum of 72 hours) after approval.
Fast access to Working Capital loans
By partnering with Banjo you’ll have access to a range of Working Capital solutions to help write the next chapter of your growth.
At Banjo we see ourselves as partners with your business. Having access to business financing when it matters gives you the freedom to focus on other growth initiatives in your business.
Fast access to flexible line of finance
Why select Banjo as your funding partner
At Banjo we see ourselves as partners with your business. Having access to finance when it matters gives you the freedom to focus on your business.
At Banjo we see ourselves as partners with your business. Having access to business financing when it matters gives you the freedom to focus on other growth initiatives in your business.
Fast access to flexible line of finance
Funding to move your business forward
Deliver on new business opportunities with cashflow to cover additional expenses before new revenue is generated.
Cover unexpected expenses during seasonally quieter periods to maintain regular cashflow and meet essential payments.
Cover expenses
Confidently invest in developing and introducing new products whilst maintaining regular operations to grow your business.
Is your business eligible to apply?
Minimum Requirements
Our Typical Customer
- At least 2 years in business
- At least $500,000 p.a. in revenue
- Any industry, excluding property development, agribusiness or utilities
- Around 5 years in business
- Over $1,000,000 p.a. in revenue
Experiencing growth, need funding?
Questions?
1300 22 65 65
* Disclaimer: Fees, lending criteria, terms and conditions apply (including a origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and, if a loan is over $250,000, a general security deed or other security may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.
Questions? 1300 22 65 65
Loans from $20,000 to $500,000
6 to 24 month loan term
Unsecured loans*
Pay weekly, fortnightly or monthly
Business Loans
Everyday business finance to grow and expand your business.
Loans from $20,000 to $500,000
12 or 16 month loan term
Unsecured loans*
Pay weekly, fortnightly or monthly
Loans from $20,000 to $500,000
12 or 16 month loan term
Unsecured loans*
Pay weekly, fortnightly or monthly
Flexi Working Capital Loans
For businesses who have fluctuating seasonal Working Capital requirements
Good, old-fashioned service
Banjo’s highly skilled finance specialists carry a wealth of banking experience. But more than that you also benefit from their business insights and ongoing support.
Better rates for better businesses
We believe that strong businesses should not have to subsidise weak ones. Our loans offer lower interest rates for stronger businesses.
Quick decisions & funding
Apply for a loan entirely online in as little as 10 minutes. Quick decisions with funds deposited in your account in as little as 24 hours following loan offer acceptance.
Easy re-borrowing
Apply for additional loans with just a few clicks.
Reason for finance
Business required funding for new equipment to enable increased manufacturing output and enable the introduction of a new product.
Background info:
- 5 year old business involved in the manufacture of vegetable products for major supermarkets and wholesale distributors
- Recently moved to a new purpose built manufacturing facility, and new equipment was required to expand production output to meet a new contract won with Costco.
How did Banjo help:
- Banjo provided a 2-year amortising loan.
- Historical financial information was impacted by previous fire damage, insurance costs, and duplicated costs from the old manufacturing facility. Forward looking projections and contracts were considered when reviewing the business's performance.
- Funding was provided at a competitive rate within 7 days.
Get your working capital today!
Questions
- Your business needs to be at least two years in operation
- Have revenues of over $500,000 annually
A real-life example of how Working Capital can increase input
Vegetable Manufacturing
Location:
VIC
5 years
Time in Business:
Annual Turnover:
$5.5m
Loan Amount:
$500,000
Total deal time: 7 Days
Industry: